Insurance

I have been reading reviews and testimonials from people who have various insurance plans. Some are tragedies while others are triumphs. Some are irrational and others are lucid. Some cast blame while others render excited cheers. The key to all of this is that there is no middle ground. The reviews or testimonials show either utter contempt for the...
If you are one of the many self-employed or work for an employer that does not offer any insurance benefits, you will have to shop for health and dental policy on your own or with the help of an insurance agent. For some this may seem overwhelming but it really only takes some research to gain better understanding on...
If you believe you are paying too much for health insurance or if you are currently uninsured, it might be time to shop around. Most major health insurance plans cost a lot. Then, you end up paying for benefits you do not use, and high deductibles and co-pays make it difficult for your plan to pay you any benefits...
We have all heard the stories of the emergency room claim that cost $10,000 for a broken thumb, or the person who had to file bankruptcy from the huge bill while using a network outside of their HMO. These stories have been the fuel for arguments on what should be done with our Nation's healthcare system. The truth is...
Among the various life insurance products, ULIP or Unit Linked Insurance Plan is a unique product that offers you with life risk cover along with investment opportunities that give you handsome returns in the long run. ULIP was first launched in India in the year 2001 when the Government opened up the insurance sector for direct foreign investment.Subsequently, the...
Buying an insurance plan is as important as any other tasks to undertake during your life. a person’s life can be divided into different phases. Starting from when their parents are responsible for them, to when they take responsibility for their parents and their own family. Getting insurance is akin to a rite of passage when it comes to...
You want your home and family to be protected in case of an accident. It is the best thing you can do. However, that protection can be a little fickle. Your insurance agency may reimburse you in the event of certain problems, but it might not provide funds for other issues. In fact, if you do not have some...
There are many insurance plans available to offer coverage for various sorts of damage or accidents. All families should have at least one of these three.Types of Homeowners PoliciesHomeowner's insurance falls under one of six categories. HO-1 and HO-2, as they are more commonly known, cover only the property against specifically listed damage. These policies vary as to...
Most people reach out to their insurance brokers or underwriters when there is a significant event in their lives that necessitates new or revised risk coverage - perhaps when they purchase a new home or it's time to trade-in the old car. However, far fewer remember to review their insurance at regular intervals or when more subtle changes to...
While we wish for a fun-filled and smooth-sailing life with no accidents, illnesses or damages to our property, the unexpected can sometimes occur in the most unlikely of timing. These unexpected misfortunes can wreck our lives or even the lives of our family members.While we cannot predict the future, we can still prepare for any misfortunes that might arise....

Featured Posts